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FAQs
To determine your budget, consider your income, debts, and savings. It is also important to get pre-approved for a mortgage to understand how much you can borrow.
When looking for a rental property, consider factors such as location, rent price, amenities, lease terms, and the condition of the property. It's also important to understand your rights as a tenant.
Renting offers flexibility and fewer maintenance responsibilities, while buying can provide long-term financial benefits and the freedom to customize your home. The decision depends on your financial situation, lifestyle, and future plans.
Common financing options include fixed-rate mortgages, adjustable-rate mortgages, FHA loans, VA loans, and USDA loans. Each has its own requirements and benefits.
To improve your credit score, pay your bills on time, reduce your debt, avoid opening new credit accounts, and check your credit report for errors.
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